Car credit solutions even if you have been refused before or have previous bad credit

There are finance companies providing affordable car credit to people regardless of past credit history. Whether you've had CCJs, mortgage arrears, council tax arrears, previous bankruptcy or other payment defaults, are self employed or have NO credit history at all, there are companies who do not consider these valid reasons for you to be refused finance to buy a new or used car, commercial vehicle, van, caravan or motorcycle.

 To cater to an increasing demand, a number of specialist companies have sprung up offering car finance to people with poor credit records even if they have been rejected elsewhere. Some of these companies enable you to pick the type, make, model, colour and specification from the cars they have available in one of their showrooms, whilst others offer you the flexibility to choose the car you want from the dealer of your choice.

A specialist car finance broker will take the stress out of finding the most competitive deals. They'll check through all the lenders and specialist car credit companies who are sympathetic to people with poor credit rating and locate the best solution for you.

 It is easy to become downhearted when you've been turned down for credit. However, specialist lenders have a genuine understanding of people in these situations and realise that a bad credit rating can occur through no fault of your own. 

You may be self employed and have difficulty providing proof of income, or you may have no credit history at all, perhaps you were made redundant and had difficulty making ends meet, or have gone through a divorce which led to you paying bills late.